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Will my Commercial policy cover COVID-19?

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Will my commercial policy cover a loss due to COVID-19? The short answer is that you should ALWAYS call your agent to discuss a potential claim.  Just like your CPA, or banker, your insurance agent should be available to discuss…

Top 5 Reasons to Get Renters Insurance

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Top 5 Reasons to Get Renter’s Insurance If you are renting a home, you need to take an insurance policy that protects your belongings against certain risks. A renter’s insurance can help cover you against perils such as natural disasters,…

What does an Umbrella policy cover?

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Umbrella An umbrella policy is the most cost-effective policy a person could buy.  Most people have never even heard of an umbrella, and even less know what they do. In short: 1,000,000 dollar’s in coverage for $150 dollars a year. …

What is GAP Coverage, and is it worth it?

GAP COVERAGE What is Gap Coverage? When discussing buying a new vehicle, people often jest with jokes such as, “Once you drive off the lot, the vehicle is worth 1/2 of what you paid!”  That kernel of wisdom, while funny,…

What is an Insurance Agent?

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Defining “Agency” I think the term Agent has lost some of its importance over the years.  Since some insurance companies have massive advertising budgets, then use the term Agency for their sales team.  It is no surprise that the average…