The dirty secret behind low rates that marketing companies don’t want you to know about. Insurance companies love to offer coverage. In fact, there are so many endorsements that are never used that most companies end up rewriting them…
Let’s talk about why homeowners rates are going up in 2021. The short and sweet version is that COVID has caused the price of building materials to SKYROCKET. Now let’s get into the details on what is causing these rates…
If you are a current Allstate Insurance policyholder, this one is for you. I should start by letting you know that I have a love/hate relationship with Allstate. I spent eight years as an adjuster for Allstate. Practicing auto…
I am ALWAYS a fan of large platforms educating their viewers, especially when it comes to the exciting world of insurance. My issue comes from BAD information from “experts”. In a recent article posted by Foxbusiness.com titled “Your…
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Let’s first make sure we are all on the same page! Aftermarket parts are produced by another company that isn’t your manufacturer. So if GM or Toyota produces a part, other companies will create a similar product at a discounted…
When should you file a claim after a storm? The answer to this question is quite easy actually. Insurance policies are designed to insure your property against CATASTROPHIC LOSS. AKA, when you see it, you will certainly know…
For now, the DDS has suspended the in-person driving test for new drivers: As the world continues to find ways to adjust to COVID, so much come new rules. While drivers do not have to pass the in-person test, they…
Yes, if you have the right coverage The topic of discussion today is around an often ignored or misunderstood coverage called “Comprehensive” coverage. When most people associate “full coverage” to their policy they are often referencing having Comprehensive and Collision…
Mortgage rates are at a record low! I am sure you have seen banks and mortgage companies reduce their rate to an all-time low! When it comes to refinancing, here are a few tips to help along the way! Make…
