The burning question for every parent when it comes to their kid’s 15th birthday. How much is it going to cost to add them to my auto policy? Let me be forthright and honest with you. It is going to…
First Time Homebuyers and escrow There are many hurdles that first-time homebuyers go through; one of the last ones is Homeowners insurance or hazard insurance. There are a few types of insurance, such as PMI, home warranty, and hazard. We…
To truly protect our clients, I will often offer an “Umbrella” policy. The most common questions are, what is an umbrella policy, and why would I need one. I am glad you asked. Umbrella policies provide additional excess liability coverage…
One of the most common questions an insurance agent gets revolves around price, and rightfully so. Georgia has some of the highest insurance premiums in the country! The solution to the pricing question should not revolve around the reduction in…
Uninsured and Underinsured Motorist (often see as UM for short) coverage is probably one of the most misunderstood coverages and for good reason. Uninsured and Underinsured Motorist is the coverage that pays for bodily and property damage. The difference Uninsured…
Have you ever wondered how insurance companies can magically know VIN’s, Drivers license numbers, and even loss histories? Well here is an industry secret…Magic… By magic, we mean reporting agencies such as Lexus Nexus. These companies, like Lexus Nexus aggregate…
Most homeowners have little to no idea what their insurance policies cover and many of those homeowners base their decision on what policy to cover their home based on price, without knowing the implication of using price as the deciding…
One of the benefits of having an Agent who has extensive claims experience is the context and knowledge of knowing how the policy actually works. Pipe Bursts- an all too common scenario! Water losses of the most frequent and costly…
If you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. Owning a rental property can be troublesome, and end up…
I was recently asked this question by one of our The Weikum Group clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of…
