Rates are going up, but why? First, know that all insurance rates are carefully monitored by the Department of Insurance (DOI) and all rate adjustments must first pass their review […]
The most flagrant and over-promised discount in insurance. It happens to every new homeowner. You hear a friendly knock on the door a week after you moved into your new […]
Custom insurance policies One of the most recent insurance trends is to provide custom insurance policies. What if I told you insurance companies and agents have been doing this for […]
Personal articles floater Personal articles floater or a PAF is an inland marine policy, typically separate from a renters or homeowners policy. It is used to insure specific or scheduled […]
Does my insurance cover me in a rental? Sorta. This seems like a simple enough question but the answer can become complex. In signing a rental agreement, the renters agree […]
Does buying a new car increase my rates? Not always. The entire industry of insurance uses predictive modeling to understand the risk to premium ratio to create profit while remaining […]
Who should be listed on an auto policy? Typically insurance policies list covered parties as a family member who is related to the named insured by blood, marriage, or by […]
Ummm how do I pay you? When we onboard new clients, we often spend quite a bit of time getting to know the client. This helps us understand the risk, […]
The dirty secret behind low rates that marketing companies don’t want you to know about. Insurance companies love to offer coverage. In fact, there are so many endorsements that […]
Let’s talk about why homeowners rates are going up in 2021. The short and sweet version is that COVID has caused the price of building materials to SKYROCKET. Now let’s […]
