How do I insure my wedding band?

Personal articles floater Personal articles floater or a PAF is an inland marine policy, typically separate from a renters or homeowners policy.  It is used to insure specific or scheduled […]

Does buying a new car increase my rates?

Does buying a new car increase my rates? Not always.  The entire industry of insurance uses predictive modeling to understand the risk to premium ratio to create profit while remaining […]

What Other Family Members should be covered?

Who should be listed on an auto policy? Typically insurance policies list covered parties as a family member who is related to the named insured by blood, marriage, or by […]

Closing costs and homeowners insurance

Ummm how do I pay you? When we onboard new clients, we often spend quite a bit of time getting to know the client.  This helps us understand the risk, […]

Why are Homeowners insurance rates increasing?

Let’s talk about why homeowners rates are going up in 2021. The short and sweet version is that COVID has caused the price of building materials to SKYROCKET.   Now let’s […]