How to prepare for a freeze in Georgia.

After my most recent run to the grocery to secure my post-apocalypse rations, I thought many would benefit from my decades-long experience handling winter catastrophes. While insurance is terrific after a loss, prevention allows clients to save on the heartache,…

How do I insure my wedding band?

Personal articles floater Personal articles floater or a PAF is an inland marine policy, typically separate from a renters or homeowners policy.  It is used to insure specific or scheduled personal property on an ALL-risk basis.   Why do I…

Does buying a new car increase my rates?

Does buying a new car increase my rates? Not always.  The entire industry of insurance uses predictive modeling to understand the risk to premium ratio to create profit while remaining financially competitive with the client. Depending on the vehicle, and…

What Other Family Members should be covered?

Who should be listed on an auto policy? Typically insurance policies list covered parties as a family member who is related to the named insured by blood, marriage, or by law.  This definition is often overlooked in the most recent…

Closing costs and homeowners insurance

Ummm how do I pay you? When we onboard new clients, we often spend quite a bit of time getting to know the client.  This helps us understand the risk, their needs, and build policies around the client.  Sometimes the…

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