Mercury/Allstate vs bundled Travelers policy

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Auto (Mercury)
Bodily Injury: 50/100
Property: 50
Uninsured motirist: 50/100
UM PD: 50/250
Rental car: 30/900
Comprehensive: 1000
Collision: 1000
Glass coverage: None

Yearly premium: $4574
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Home (Allstate)
Dwelling: 319,965
Other Structures: 31,997
Contents: 191,979
Loss of use: 31,997
Liability: 100,000
Medical Payments: 1000
Deductible: 2,000 all peril, $6399 Wind, 15,998 cyclone
Water back up: Declined
Building code: Declined
Roof/Siding match: $10,000

Premium: $2514
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Total Cost
Annual Premium: $7087.92
vs.
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Auto
Bodily Injury: 100/300
Property: 100
Uninsured motirist: 100/300
UM PD: 50/250
Rental car: 40/900
Comprehensive: 1000
Collision: 1000
Glass coverage: Yes

Yearly premium: $3256
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Home
Dwelling: 246,000
Other Structures: 24,600
Contents: 123,000
Loss of use: 49,200
Liability: 300,000
Medical Payments: 5,000
Deductible: 1,000
Water back up: 5,000
Building code: 24,600
Roof/Siding match: $10,000

Premium: $2072
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Total Cost
Annual Premium: $5591.60
★★★★★
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