Travelers vs Safeco (Business Owners, middle aged, high asset client)

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Auto (2 vehicles)
Bodily Injury 300 CSL (combined single limits)
Property Damage included in BI limits
Uninsured motorist 300 CSL
Comp 250
Collision 500
Full glass no

Premium: $2218/year
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Home
Dwelling $335,000
Other Structures $33,500
Personal Property $234,500
Liability $300,000
Medical Payments $2,000
Water Back up None
Building code None

Premium: $1450/year

Premium $1069.00
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Umbrella
None
vs.
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Auto (2 vehicles)
Bodily Injury 500CSL (combined single limits)
Property Damage included in BI limits
Uninsured motorist 500 CSL
Comp 1000
Collision 1000
Full glass yes

Premium: $1600/year
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Home
Dwelling $335,000
Other Structures $33,500
Personal Property $234,500
Liability $500,000
Medical Payments $5,000
Water Back up $5,000
Building code $35,000

Premium: $1365/year
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Umbrella
Additional Liability $1,000,000
UM added on: no

Premium: $267.00/year
★★★★★
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